Mortgage and Fixed Income
Our team has experience leading strategic and large scale implementation projects dealing with all aspects of Mortgage and Fixed Income transactions, operations, and technology, including:
Life of Loan Consulting from Origination Through Servicing› Origination: application, credit decision and scorecards, closing and post closing
› Secondary marketing › Pipeline management and 'Best Execution' analysis, mandatory and best efforts, servicing released and retained › Loan servicing › Master servicing and default asset management, note custody management |
Mortgage Conduit Integration Focusing on Process and Technology› Currents state analysis of internal operations from a process and technology integration perspective
› Future state architecture and recommended integration strategy › Analysis of current technology and vendors › Assistance with all MISMO files required to do business with GSEs, FHA, and GNMA › Enterprise data integration leveraging industry standards |
GSE/GNMA Readiness and Integration› Provide analysis of current state and preparedness for application and approval
› Post integration analysis and health check |
Regulatory Compliance› Validate adherence to lending policies and practices with focus on CFPB and FHFA/GSE requirements
› Implementation of solutions supporting TRID and HMDA |
Securitization and Bond Administration› Securitization and re-securitization
› Pooling and stratification, deal structuring, structure reverse engineering and tie out › Collateral receipt and security issuance, bond payment, disclosure, investor tax reporting › Ex Post and Ex Ante bond and collateral analysis › Bond payment and investor tax reporting |
Loan and Securities AccountingCreation of accounting sub ledgers
› Implementation of accounting software packages › Custom analytics solutions including those for financial and management reporting › Integration with servicing and bond administration platforms |
